What are the options for capturing transactions at the point-of-sale according to the Capture Method?

The correct answer is based on the concept of point-of-sale (POS) transaction capturing methods, which typically involve using either a terminal or a host.

A terminal refers to a physical device that facilitates the completion of transactions at the point of sale, such as a card reader or a mobile payment device. These devices process transactions directly, enabling immediate approval and capture of payment information.

On the other hand, a host system refers to a centralized processing system that may manage multiple terminals and keep track of transaction data. This system typically performs the necessary back-end processing, ensuring that the transaction is executed efficiently and securely.

Understanding the distinction between terminal and host is critical as it reflects the infrastructure used in processing payments, particularly in how transactions are managed and recorded. This knowledge is relevant in the context of PCI compliance, payment system architecture, and ensuring the security and reliability of transaction processing.

Other options do not align as closely with the established industry terminology. For instance, while online and offline may describe connectivity status, they do not specifically pertain to transaction capture methods. Similarly, analog and digital refer more broadly to technology types rather than the transaction capture process itself, and flexible or fixed does not accurately describe the capturing technologies or methodologies used in the context of POS transactions