What does Electronic Benefits Transfer (EBT) refer to?

Electronic Benefits Transfer (EBT) is a system specifically designed for the electronic distribution of benefits to eligible individuals, replacing traditional paper-based methods of benefit delivery. It allows beneficiaries to access their benefits using a debit-like card, which can be used at authorized retailers and ATMs. By facilitating the seamless and efficient transfer of government-issued benefits, such as food assistance and cash benefits, the EBT system enhances convenience and security for recipients.

The essence of EBT lies in its ability to provide a secure and efficient platform for managing public assistance funds electronically, which aligns with modern payment methods and technology rather than maintaining outdated paper systems.