What does ExpressPay refer to?

ExpressPay specifically refers to the technology developed by American Express that enables contactless payments through certain American Express cards. This technology allows cardholders to make purchases by simply tapping their cards on a compatible point-of-sale terminal, enhancing convenience and speed during transactions. It emphasizes fast, efficient processing, which is a hallmark of modern payment solutions.

Contactless payment methods, such as those offered by ExpressPay, are increasingly popular as they streamline the checkout process, making it more efficient for both the consumer and the merchant. By utilizing Near Field Communication (NFC) technology, ExpressPay facilitates a seamless transaction experience without the need for inserting or swiping a card.

While other choices may relate to aspects of mobile payment technology or loyalty programs, they do not accurately encapsulate the specific functionality and purpose of ExpressPay as it pertains to American Express's contactless card offerings.