What does it mean when a transaction is negatively affected by a clearing reversal?

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When a transaction is negatively affected by a clearing reversal, it signifies that the transaction is essentially being canceled or voided after the initial processing. In this context, a clearing reversal occurs when there’s a need to reverse a transaction that has already been initiated, typically because of errors, fraudulent activities, or disputes between the involved parties.

This implies that the financial obligations associated with the initial transaction are being nullified, and thus, the funds that were originally transferred are no longer considered valid. Instead of standing as a completed transaction with a settled status, the transaction is effectively disregarded, and all implications of the transaction—such as debits or credits—are negated.

While other options refer to aspects like finalization or additional fees, they do not accurately capture the critical nature of a clearing reversal. In this situation, the action of voiding the transaction is central, leading to the conclusion that the transaction will not be processed as initially intended, which aligns perfectly with the inherent meaning of clearing reversals.

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