What does the “Digital Dozen” refer to?

The “Digital Dozen” specifically refers to the 12 requirements set forth by the Visa Cardholder Information Security Program. This program is designed to enhance security measures for cardholders and help businesses adopt best practices for protecting sensitive payment information. Each of the 12 requirements addresses important aspects of data security, such as secure data management, strong access controls, and regular monitoring of systems to identify vulnerabilities.

Understanding the “Digital Dozen” is crucial for anyone involved in the payments industry, as compliance with these guidelines not only helps protect consumers' financial information but also supports businesses in avoiding potential penalties and breaches associated with non-compliance. Thus, the concept emphasizes the critical nature of cybersecurity in digital transactions.