What information is typically NOT included in a credit report?

A credit report is a comprehensive document that details an individual's credit history, including various elements that credit agencies consider when assessing creditworthiness. Typically, it includes information that reflects a person's financial behavior, such as employment history and any public records related to credit usage.

Political affiliation does not impact an individual's creditworthiness or financial behavior and therefore is not included in credit reports. This information is irrelevant to lenders when evaluating credit applications, as it does not provide insight into a person's ability to repay debts or manage finances effectively.

Although marital status and age may be relevant to some financial assessments, they are typically considered less significant in the context of credit reporting compared to employment history and financial conduct. Consequently, these factors are not usually included in a standard credit report, with political affiliation being the clearest example of extraneous information omitted from such documents.