What is the main benefit of a Starbucks-style convenience card?

The main benefit of a Starbucks-style convenience card is that it provides an easy prepaid alternative to cash. This functionality allows consumers to load a specific amount of money onto the card, which they can then use for purchases at participating locations without the need for cash or traditional payment methods like debit or credit cards. This can streamline transactions, making them quicker and often more convenient, especially for frequent customers who want a simple way to pay without worrying about carrying cash or using their bank cards for every small purchase.

This prepaid model can also help consumers manage their spending by setting a limit on the amount they can use, which can be particularly beneficial in maintaining a budget. While the other options may describe certain features or misconceptions about such cards, the key selling point remains the convenience and ease of use that comes with a prepaid option.