What type of data is classified as Additional Commercial Card Data?

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Additional Commercial Card Data refers to specific information that enhances the detail and utility of commercial transactions made using payment cards. This type of data often includes elements that are not part of the basic cardholder information but are crucial for businesses to manage their expenses and accounting processes more effectively.

The correct choice emphasizes the importance of data related to sales tax and accounting codes. Having access to this additional data allows businesses to automate accounting processes, streamline reporting, and ensure accurate financial reconciliations. For example, sales tax information enables a company to comply with tax regulations and record expenses correctly, while accounting codes facilitate the categorization of expenditures for internal tracking and analysis.

In contrast, the other options do not accurately align with what constitutes Additional Commercial Card Data. Data collected for mobile payments, standard cardholder data, and information about merchant return policies are either foundational information or irrelevant to the specific requirements of commercial transactions and expense management. Therefore, they do not fit within the scope of Additional Commercial Card Data, which primarily serves to aid businesses in their financial tracking and compliance efforts.

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