What types of cards does the CPS/AFD program by Visa cover?

The CPS/AFD program by Visa, which stands for Card Payment Security/Advanced Fraud Detection, is designed to encompass a broad range of payment card types. This includes credit cards, debit cards, and prepaid cards, as well as various rate structures associated with these types. By being applicable to all card types, the program aims to enhance security and detect fraud across the entire spectrum of payment transactions. This comprehensive coverage ensures that Visa can provide a unified approach to managing risk and protecting consumers, merchants, and financial institutions alike from fraud, regardless of the specific type of card being used.

Focusing solely on one card type, such as credit, debit, or prepaid, would limit the effectiveness of the program and expose vulnerabilities in unprotected areas. By integrating all card types under this program, Visa can utilize its resources more effectively to guard against fraud and protect its users comprehensively.