What types of services does American Express provide besides card services?

American Express offers a range of services in addition to its core card services, with a significant focus on providing merchant establishment services and business credit lines. Merchant establishment services include payment processing and related solutions that facilitate transactions for businesses that accept American Express cards. This offers retailers and merchants the ability to maximize their payment acceptance strategies and enhance customer satisfaction.

Moreover, American Express provides business credit lines, which can support businesses in managing their cash flow, offering flexibility in financing, and allowing them to make purchases or cover expenses when needed. This is particularly beneficial for small and medium-sized businesses that may require access to credit for day-to-day operations or growth opportunities.

The other options, while they may be relevant in broader financial contexts, do not accurately represent the core services offered by American Express. Retail banking and insurance, investment banking and stock trading, as well as real estate financing, are not primary facets of American Express' business model, which remains heavily centered around payment systems and business services.