Which company term describes security violations to card and account data?

The term that describes security violations to card and account data is "Account Data Compromises." This phrase specifically refers to incidents where sensitive cardholder information, such as credit card numbers or account details, is accessed by unauthorized individuals. These compromises can occur through various methods such as hacking, phishing, or data breaches in which organizations storing such sensitive information fail to protect it adequately.

Understanding this term is crucial in the payments industry because organizations are tasked with safeguarding customer data and must comply with stringent regulations and standards, such as the Payment Card Industry Data Security Standard (PCI DSS). When a compromise occurs, it not only affects the individuals whose data has been breached but can also lead to significant financial losses, legal repercussions, and damage to the brand's reputation of the involved entities.

The other terms listed do not pertain directly to security violations of card and account data. For example, Account Funding Transactions and Account Aggregation refer to processes related to managing funds and consolidating account information, respectively, while Account Maintenance generally involves updates and management of account information without implying any security context. This distinguishes Account Data Compromises as the most relevant and specific term for security violations in the context of card and account data.