Which of the following is NOT required on a merchant application?

The answer identifies that the business owner's personal bank statement is not a requirement on a merchant application. This is correct because a merchant application typically focuses on the business entity itself rather than personal finances. The primary goal of the application is to assess the business's creditworthiness, its financial health, and the nature of its operations, which can be achieved through the information provided by the required documentation.

The business telephone number is essential as it serves as a primary contact for merchants regarding their transactions and needs, while the Tax Identification Number (TIN) is crucial for tax reporting purposes. A copy of the merchant's voided check is also typically required to establish a direct deposit account for transactions, ensuring that funds can be deposited directly into the merchant's business account. Thus, while personal financial information may be considered in some contexts, it is generally not a standard requirement for the merchant application process.