Which of the following is a feature of the pretexting provisions in the GLB Act?

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The correct answer focuses on the prohibition against unauthorized access to personal information, which is a significant feature of the pretexting provisions in the Gramm-Leach-Bliley (GLB) Act. Pretexting refers to obtaining personal information under false pretenses. The GLB Act specifically addresses this by implementing safeguards that prevent individuals from accessing someone's private data without their consent or knowledge.

By enforcing strict rules against unauthorized access, the GLB aims to protect consumers’ personal financial information from being misused or acquired through deceptive means. This provision is crucial in the realm of financial services, where safeguarding sensitive information is paramount to maintaining consumer trust and compliance with regulatory standards.

In contrast, public disclosure of personal data, regular audits, and guidelines for advertising do not specifically tie into the essence of pretexting as outlined in the GLB Act. While these aspects may be important for overall compliance and consumer protection in financial services, they do not address the specific focus of pretexting, which is the unauthorized acquisition of personal information.

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