Which option represents a primary function of a Commercial Card?

The option that represents a primary function of a Commercial Card is focused on managing Travel and Entertainment Expenses. Commercial Cards are specifically designed for businesses to simplify and streamline their purchasing processes, particularly for expenses related to travel and entertainment, such as airfare, lodging, and dining.

These cards provide numerous benefits for businesses, including better control over spending, easier tracking of expenses, and consolidated reporting, which helps organizations manage budgets and financial planning more effectively. Since Travel and Entertainment expenses are common in many business operations, Commercial Cards are tailored to meet the specific needs of companies in this area.

The other choices do not reflect the primary function of Commercial Cards. Personal Use is generally not applicable, as these cards are intended for business transactions. Short-term Loans aren't their primary function either, as Commercial Cards are focused on facilitating purchases rather than providing financing. Similarly, Gift Purchases do not align with the standard use cases for this type of card, which is primarily centered around business-related expenses.