Which type of card is issued for business-related expenses?

A commercial card is specifically designed to manage business-related expenses. These cards allow companies to streamline their purchasing processes, monitor spending, and manage cash flow effectively. Commercial cards include various types such as purchasing cards, travel and entertainment cards, and fleet cards, all of which are tailored to meet the needs of businesses while providing valuable tracking and reporting features.

In contrast, a standard credit card is typically issued to individuals for personal use, allowing for general purchases without specific business-related features. Personal debit cards are linked to individual bank accounts and are used primarily for personal transactions, while gift cards are preloaded with a specific amount of money and are intended for gifting purposes rather than for ongoing business expenses. Therefore, the commercial card's focused functionality on business expenses makes it the most appropriate choice.