Why is the maximum ticket monitored during transaction processing?

Monitoring the maximum ticket during transaction processing is crucial primarily to detect potential fraud or misinformation in applications. When transactions exceed certain thresholds, it can signal unusual behavior that does not align with the typical patterns of either the cardholder or the merchant.

Fraudsters may attempt to process large transactions rapidly to avoid detection, leveraging compromised accounts or stolen card information. By keeping an eye on maximum ticket limits, payment processors and financial institutions can implement alerts or additional verification steps when transactions appear suspicious, thereby minimizing the risk of fraudulent activities.

The other choices, while related to aspects of payment processing, do not adequately capture the primary reason for monitoring maximum ticket amounts. Tracking customer loyalty program points pertains more to customer relationship management and marketing strategies. Establishing minimum price requirements for products is generally related to pricing strategy rather than transaction integrity. Determining merchant discount rates based on sales involves the pricing structure for merchants and does not focus on the integrity or authenticity of the individual transactions in the same way that fraud detection does.